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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

Jack’s Apple Pudding

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Jack’s Apple Pudding
Back when my husband Jack worked for a food service management company (quite a few years ago), his boss challenged everyone on his team to develop a recipe using leftover bread or rolls. In food service, nothing should go to waste, so the motivation behind this contest was to figure out ways to cook with day-old bread or rolls that could then be served to customers.
The person on the team who came up with the winning recipe would receive a 32-inch television as a prize. Jack chuckled when he told me this this story because back then – a 32-inch TV weighed more than he did, and it took two people to carry! But being a single dad at the time, Jack really wanted to win that TV!
Jack had just gone apple picking with his kids – and he came up with Jack’s Apple Pudding recipe! He used fresh Cortland apples and leftover rolls from a catering event the night before.
This simple, delicious, perfectly sweet and spicy apple pudding recipe is somewhat similar to a bread pudding, but the addition of shredded apples helps give it a creamy texture. Served hot out of the oven and with a scoop of vanilla ice cream on the side – this apple pudding is a winner!
No pun intended – Jack really did win the contest and that 32-inch television, thanks to this apple pudding recipe. It also became a customer favorite in the facility he managed.
The recipe below serves six – but the original recipe Jack created served 200 guests!
Jack’s Apple Pudding
Prep Time: 15 mins
Cook Time: 15 mins
Total Time: 30 minutes
Yield: 6 servings

INGREDIENTS
  • 2½ cups Italian bread or rolls processed in a food processor until crumbly but not fine. Do not remove crusts.
  • ½ cup melted butter plus more to butter the pan
  • ¼ cup white sugar
  • ¾ cup brown sugar
  • 2 teaspoons baking powder
  • ¼ teaspoon salt
  • 1 teaspoon ground cinnamon
  • ¼ teaspoon ground nutmeg
  • 2 beaten eggs
  • 1 cup whole milk
  • 3 Cortland apples, peeled, cored and shredded on the large holes of a box grater (any hard baking apple is fine)
  • Vanilla ice cream, for serving
INSTRUCTIONS
  1. Preheat oven to 375 degrees F.
  2. Butter a 9×9-inch baking pan
  3. In the bowl of a food processor, pulse bread until crumbly but not too fine; a little larger than a grain of rice. Pour into a medium to large bowl.
  4. Mix in melted butter and both sugars.
  5. Add baking powder, salt, cinnamon and nutmeg and stir to combine.
  6. Add eggs, milk and shredded apples (plus any liquid from shredding the apples) into the mixture and stir.
  7. Pour batter into the prepared pan and bake uncovered for 45 minutes.
  8. Using an ice-cream scoop, scoop hot pudding into serving bowls and top with a scoop of vanilla ice-cream.



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